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Use one shared status map for product and operations.
Status familyMeaningTypical action
created / pendingtransfer accepted but not finalmonitor
in_analysismanual or provider reviewkeep queued
processingwork in flightwait for webhook
transferredcompleted successfullymark payout settled
failed / rejectedunsuccessfulexpose operator retry flow
canceledintentionally stoppedclose the request
unknownexternal state not yet normalizedreconcile immediately
The exact webhook event names are documented in Transfer Events.