Create a PIX Payment

curl --request POST \
  --url https://api.pagou.ai/pix/v1/payment \
  --header 'Content-Type: application/json' \
  --header 'apiKey: <api-key>' \
  --data '
{
  "type": "PIX",
  "payer": {
    "fullName": "<string>",
    "document": "<string>"
  },
  "transaction": {
    "value": 1,
    "description": "<string>",
    "expirationTime": 1073741823,
    "dueDate": "<string>",
    "externalId": "<string>"
  },
  "splits": [
    {
      "pixKey": "<string>",
      "document": "<string>",
      "percent": 50,
      "amount": 1,
      "externalId": "<string>"
    }
  ]
}
'

import requests

url = "https://api.pagou.ai/pix/v1/payment"

payload = {
    "type": "PIX",
    "payer": {
        "fullName": "<string>",
        "document": "<string>"
    },
    "transaction": {
        "value": 1,
        "description": "<string>",
        "expirationTime": 1073741823,
        "dueDate": "<string>",
        "externalId": "<string>"
    },
    "splits": [
        {
            "pixKey": "<string>",
            "document": "<string>",
            "percent": 50,
            "amount": 1,
            "externalId": "<string>"
        }
    ]
}
headers = {
    "apiKey": "<api-key>",
    "Content-Type": "application/json"
}

response = requests.post(url, json=payload, headers=headers)

print(response.text)

const options = {
  method: 'POST',
  headers: {apiKey: '<api-key>', 'Content-Type': 'application/json'},
  body: JSON.stringify({
    type: 'PIX',
    payer: {fullName: '<string>', document: '<string>'},
    transaction: {
      value: 1,
      description: '<string>',
      expirationTime: 1073741823,
      dueDate: '<string>',
      externalId: '<string>'
    },
    splits: [
      {
        pixKey: '<string>',
        document: '<string>',
        percent: 50,
        amount: 1,
        externalId: '<string>'
      }
    ]
  })
};

fetch('https://api.pagou.ai/pix/v1/payment', options)
  .then(res => res.json())
  .then(res => console.log(res))
  .catch(err => console.error(err));

<?php

$curl = curl_init();

curl_setopt_array($curl, [
  CURLOPT_URL => "https://api.pagou.ai/pix/v1/payment",
  CURLOPT_RETURNTRANSFER => true,
  CURLOPT_ENCODING => "",
  CURLOPT_MAXREDIRS => 10,
  CURLOPT_TIMEOUT => 30,
  CURLOPT_HTTP_VERSION => CURL_HTTP_VERSION_1_1,
  CURLOPT_CUSTOMREQUEST => "POST",
  CURLOPT_POSTFIELDS => json_encode([
    'type' => 'PIX',
    'payer' => [
        'fullName' => '<string>',
        'document' => '<string>'
    ],
    'transaction' => [
        'value' => 1,
        'description' => '<string>',
        'expirationTime' => 1073741823,
        'dueDate' => '<string>',
        'externalId' => '<string>'
    ],
    'splits' => [
        [
                'pixKey' => '<string>',
                'document' => '<string>',
                'percent' => 50,
                'amount' => 1,
                'externalId' => '<string>'
        ]
    ]
  ]),
  CURLOPT_HTTPHEADER => [
    "Content-Type: application/json",
    "apiKey: <api-key>"
  ],
]);

$response = curl_exec($curl);
$err = curl_error($curl);

curl_close($curl);

if ($err) {
  echo "cURL Error #:" . $err;
} else {
  echo $response;
}

package main

import (
	"fmt"
	"strings"
	"net/http"
	"io"
)

func main() {

	url := "https://api.pagou.ai/pix/v1/payment"

	payload := strings.NewReader("{\n  \"type\": \"PIX\",\n  \"payer\": {\n    \"fullName\": \"<string>\",\n    \"document\": \"<string>\"\n  },\n  \"transaction\": {\n    \"value\": 1,\n    \"description\": \"<string>\",\n    \"expirationTime\": 1073741823,\n    \"dueDate\": \"<string>\",\n    \"externalId\": \"<string>\"\n  },\n  \"splits\": [\n    {\n      \"pixKey\": \"<string>\",\n      \"document\": \"<string>\",\n      \"percent\": 50,\n      \"amount\": 1,\n      \"externalId\": \"<string>\"\n    }\n  ]\n}")

	req, _ := http.NewRequest("POST", url, payload)

	req.Header.Add("apiKey", "<api-key>")
	req.Header.Add("Content-Type", "application/json")

	res, _ := http.DefaultClient.Do(req)

	defer res.Body.Close()
	body, _ := io.ReadAll(res.Body)

	fmt.Println(string(body))

}

HttpResponse<String> response = Unirest.post("https://api.pagou.ai/pix/v1/payment")
  .header("apiKey", "<api-key>")
  .header("Content-Type", "application/json")
  .body("{\n  \"type\": \"PIX\",\n  \"payer\": {\n    \"fullName\": \"<string>\",\n    \"document\": \"<string>\"\n  },\n  \"transaction\": {\n    \"value\": 1,\n    \"description\": \"<string>\",\n    \"expirationTime\": 1073741823,\n    \"dueDate\": \"<string>\",\n    \"externalId\": \"<string>\"\n  },\n  \"splits\": [\n    {\n      \"pixKey\": \"<string>\",\n      \"document\": \"<string>\",\n      \"percent\": 50,\n      \"amount\": 1,\n      \"externalId\": \"<string>\"\n    }\n  ]\n}")
  .asString();

require 'uri'
require 'net/http'

url = URI("https://api.pagou.ai/pix/v1/payment")

http = Net::HTTP.new(url.host, url.port)
http.use_ssl = true

request = Net::HTTP::Post.new(url)
request["apiKey"] = '<api-key>'
request["Content-Type"] = 'application/json'
request.body = "{\n  \"type\": \"PIX\",\n  \"payer\": {\n    \"fullName\": \"<string>\",\n    \"document\": \"<string>\"\n  },\n  \"transaction\": {\n    \"value\": 1,\n    \"description\": \"<string>\",\n    \"expirationTime\": 1073741823,\n    \"dueDate\": \"<string>\",\n    \"externalId\": \"<string>\"\n  },\n  \"splits\": [\n    {\n      \"pixKey\": \"<string>\",\n      \"document\": \"<string>\",\n      \"percent\": 50,\n      \"amount\": 1,\n      \"externalId\": \"<string>\"\n    }\n  ]\n}"

response = http.request(request)
puts response.read_body

{
  "transactionId": "trn_2d02fb2dbfa5479bbd8ec8ad5d629b9e",
  "status": "WAITING_PAYMENT",
  "pixQrCode": "00020101021226830014br.gov.bcb.pix2558example.com/pix/33f8fcb9-54aa-4f2c-8a66-466067f225cb5204000053039865802BR5921PAGOU SANDBOX TESTE6008SaoPaulo62070503***6304D17A",
  "pixCode": "000201010212...6304D17A",
  "generateTime": "2026-02-06T19:52:13.295Z",
  "expirationDate": "2026-02-06T20:52:13.295Z",
  "paymentLink": null
}

{
  "type": "https://api.pagou.ai/problems/validation-error",
  "title": "Validation Error",
  "status": 422,
  "detail": "The request contains invalid data.",
  "instance": "/pix/v1/payment",
  "errors": [
    {
      "field": "transaction.value",
      "message": "Must be greater than zero.",
      "code": "invalid_type"
    }
  ]
}

{
  "type": "https://api.pagou.ai/problems/unauthorized",
  "title": "Unauthorized",
  "status": 401,
  "detail": "Authentication failed for POST /pix/v1/payment.",
  "instance": "/pix/v1/payment"
}