Create a Transaction

curl --request POST \
  --url https://api.pagou.ai/v2/transactions \
  --header 'Authorization: Bearer <token>' \
  --header 'Content-Type: application/json' \
  --data '
{
  "amount": 50000000,
  "method": "pix",
  "buyer": {
    "id": 0,
    "name": "<string>",
    "email": "jsmith@example.com",
    "phone": "<string>",
    "birth_date": "<string>",
    "document": {
      "number": "<string>"
    },
    "address": {
      "street": "<string>",
      "city": "<string>",
      "number": "<string>",
      "complement": "<string>",
      "neighborhood": "<string>",
      "state": "<string>",
      "zipCode": "<string>",
      "country": "BR"
    }
  },
  "products": [
    {
      "name": "<string>",
      "price": 50000000,
      "quantity": 1,
      "tangible": false,
      "sku": "<string>"
    }
  ],
  "external_ref": "<string>",
  "currency": "BRL",
  "operation": "SPEI",
  "installments": 6,
  "interest_rate": 50,
  "token": "<string>",
  "notify_url": "<string>",
  "metadata": "<string>",
  "informations": [
    {
      "key": "<string>",
      "value": "<string>"
    }
  ],
  "traceable": false,
  "ip_address": "8.8.8.8"
}
'

import requests

url = "https://api.pagou.ai/v2/transactions"

payload = {
    "amount": 50000000,
    "method": "pix",
    "buyer": {
        "id": 0,
        "name": "<string>",
        "email": "jsmith@example.com",
        "phone": "<string>",
        "birth_date": "<string>",
        "document": { "number": "<string>" },
        "address": {
            "street": "<string>",
            "city": "<string>",
            "number": "<string>",
            "complement": "<string>",
            "neighborhood": "<string>",
            "state": "<string>",
            "zipCode": "<string>",
            "country": "BR"
        }
    },
    "products": [
        {
            "name": "<string>",
            "price": 50000000,
            "quantity": 1,
            "tangible": False,
            "sku": "<string>"
        }
    ],
    "external_ref": "<string>",
    "currency": "BRL",
    "operation": "SPEI",
    "installments": 6,
    "interest_rate": 50,
    "token": "<string>",
    "notify_url": "<string>",
    "metadata": "<string>",
    "informations": [
        {
            "key": "<string>",
            "value": "<string>"
        }
    ],
    "traceable": False,
    "ip_address": "8.8.8.8"
}
headers = {
    "Authorization": "Bearer <token>",
    "Content-Type": "application/json"
}

response = requests.post(url, json=payload, headers=headers)

print(response.text)

const options = {
  method: 'POST',
  headers: {Authorization: 'Bearer <token>', 'Content-Type': 'application/json'},
  body: JSON.stringify({
    amount: 50000000,
    method: 'pix',
    buyer: {
      id: 0,
      name: '<string>',
      email: 'jsmith@example.com',
      phone: '<string>',
      birth_date: '<string>',
      document: {number: '<string>'},
      address: {
        street: '<string>',
        city: '<string>',
        number: '<string>',
        complement: '<string>',
        neighborhood: '<string>',
        state: '<string>',
        zipCode: '<string>',
        country: 'BR'
      }
    },
    products: [
      {
        name: '<string>',
        price: 50000000,
        quantity: 1,
        tangible: false,
        sku: '<string>'
      }
    ],
    external_ref: '<string>',
    currency: 'BRL',
    operation: 'SPEI',
    installments: 6,
    interest_rate: 50,
    token: '<string>',
    notify_url: '<string>',
    metadata: '<string>',
    informations: [{key: '<string>', value: '<string>'}],
    traceable: false,
    ip_address: '8.8.8.8'
  })
};

fetch('https://api.pagou.ai/v2/transactions', options)
  .then(res => res.json())
  .then(res => console.log(res))
  .catch(err => console.error(err));

<?php

$curl = curl_init();

curl_setopt_array($curl, [
  CURLOPT_URL => "https://api.pagou.ai/v2/transactions",
  CURLOPT_RETURNTRANSFER => true,
  CURLOPT_ENCODING => "",
  CURLOPT_MAXREDIRS => 10,
  CURLOPT_TIMEOUT => 30,
  CURLOPT_HTTP_VERSION => CURL_HTTP_VERSION_1_1,
  CURLOPT_CUSTOMREQUEST => "POST",
  CURLOPT_POSTFIELDS => json_encode([
    'amount' => 50000000,
    'method' => 'pix',
    'buyer' => [
        'id' => 0,
        'name' => '<string>',
        'email' => 'jsmith@example.com',
        'phone' => '<string>',
        'birth_date' => '<string>',
        'document' => [
                'number' => '<string>'
        ],
        'address' => [
                'street' => '<string>',
                'city' => '<string>',
                'number' => '<string>',
                'complement' => '<string>',
                'neighborhood' => '<string>',
                'state' => '<string>',
                'zipCode' => '<string>',
                'country' => 'BR'
        ]
    ],
    'products' => [
        [
                'name' => '<string>',
                'price' => 50000000,
                'quantity' => 1,
                'tangible' => false,
                'sku' => '<string>'
        ]
    ],
    'external_ref' => '<string>',
    'currency' => 'BRL',
    'operation' => 'SPEI',
    'installments' => 6,
    'interest_rate' => 50,
    'token' => '<string>',
    'notify_url' => '<string>',
    'metadata' => '<string>',
    'informations' => [
        [
                'key' => '<string>',
                'value' => '<string>'
        ]
    ],
    'traceable' => false,
    'ip_address' => '8.8.8.8'
  ]),
  CURLOPT_HTTPHEADER => [
    "Authorization: Bearer <token>",
    "Content-Type: application/json"
  ],
]);

$response = curl_exec($curl);
$err = curl_error($curl);

curl_close($curl);

if ($err) {
  echo "cURL Error #:" . $err;
} else {
  echo $response;
}

package main

import (
	"fmt"
	"strings"
	"net/http"
	"io"
)

func main() {

	url := "https://api.pagou.ai/v2/transactions"

	payload := strings.NewReader("{\n  \"amount\": 50000000,\n  \"method\": \"pix\",\n  \"buyer\": {\n    \"id\": 0,\n    \"name\": \"<string>\",\n    \"email\": \"jsmith@example.com\",\n    \"phone\": \"<string>\",\n    \"birth_date\": \"<string>\",\n    \"document\": {\n      \"number\": \"<string>\"\n    },\n    \"address\": {\n      \"street\": \"<string>\",\n      \"city\": \"<string>\",\n      \"number\": \"<string>\",\n      \"complement\": \"<string>\",\n      \"neighborhood\": \"<string>\",\n      \"state\": \"<string>\",\n      \"zipCode\": \"<string>\",\n      \"country\": \"BR\"\n    }\n  },\n  \"products\": [\n    {\n      \"name\": \"<string>\",\n      \"price\": 50000000,\n      \"quantity\": 1,\n      \"tangible\": false,\n      \"sku\": \"<string>\"\n    }\n  ],\n  \"external_ref\": \"<string>\",\n  \"currency\": \"BRL\",\n  \"operation\": \"SPEI\",\n  \"installments\": 6,\n  \"interest_rate\": 50,\n  \"token\": \"<string>\",\n  \"notify_url\": \"<string>\",\n  \"metadata\": \"<string>\",\n  \"informations\": [\n    {\n      \"key\": \"<string>\",\n      \"value\": \"<string>\"\n    }\n  ],\n  \"traceable\": false,\n  \"ip_address\": \"8.8.8.8\"\n}")

	req, _ := http.NewRequest("POST", url, payload)

	req.Header.Add("Authorization", "Bearer <token>")
	req.Header.Add("Content-Type", "application/json")

	res, _ := http.DefaultClient.Do(req)

	defer res.Body.Close()
	body, _ := io.ReadAll(res.Body)

	fmt.Println(string(body))

}

HttpResponse<String> response = Unirest.post("https://api.pagou.ai/v2/transactions")
  .header("Authorization", "Bearer <token>")
  .header("Content-Type", "application/json")
  .body("{\n  \"amount\": 50000000,\n  \"method\": \"pix\",\n  \"buyer\": {\n    \"id\": 0,\n    \"name\": \"<string>\",\n    \"email\": \"jsmith@example.com\",\n    \"phone\": \"<string>\",\n    \"birth_date\": \"<string>\",\n    \"document\": {\n      \"number\": \"<string>\"\n    },\n    \"address\": {\n      \"street\": \"<string>\",\n      \"city\": \"<string>\",\n      \"number\": \"<string>\",\n      \"complement\": \"<string>\",\n      \"neighborhood\": \"<string>\",\n      \"state\": \"<string>\",\n      \"zipCode\": \"<string>\",\n      \"country\": \"BR\"\n    }\n  },\n  \"products\": [\n    {\n      \"name\": \"<string>\",\n      \"price\": 50000000,\n      \"quantity\": 1,\n      \"tangible\": false,\n      \"sku\": \"<string>\"\n    }\n  ],\n  \"external_ref\": \"<string>\",\n  \"currency\": \"BRL\",\n  \"operation\": \"SPEI\",\n  \"installments\": 6,\n  \"interest_rate\": 50,\n  \"token\": \"<string>\",\n  \"notify_url\": \"<string>\",\n  \"metadata\": \"<string>\",\n  \"informations\": [\n    {\n      \"key\": \"<string>\",\n      \"value\": \"<string>\"\n    }\n  ],\n  \"traceable\": false,\n  \"ip_address\": \"8.8.8.8\"\n}")
  .asString();

require 'uri'
require 'net/http'

url = URI("https://api.pagou.ai/v2/transactions")

http = Net::HTTP.new(url.host, url.port)
http.use_ssl = true

request = Net::HTTP::Post.new(url)
request["Authorization"] = 'Bearer <token>'
request["Content-Type"] = 'application/json'
request.body = "{\n  \"amount\": 50000000,\n  \"method\": \"pix\",\n  \"buyer\": {\n    \"id\": 0,\n    \"name\": \"<string>\",\n    \"email\": \"jsmith@example.com\",\n    \"phone\": \"<string>\",\n    \"birth_date\": \"<string>\",\n    \"document\": {\n      \"number\": \"<string>\"\n    },\n    \"address\": {\n      \"street\": \"<string>\",\n      \"city\": \"<string>\",\n      \"number\": \"<string>\",\n      \"complement\": \"<string>\",\n      \"neighborhood\": \"<string>\",\n      \"state\": \"<string>\",\n      \"zipCode\": \"<string>\",\n      \"country\": \"BR\"\n    }\n  },\n  \"products\": [\n    {\n      \"name\": \"<string>\",\n      \"price\": 50000000,\n      \"quantity\": 1,\n      \"tangible\": false,\n      \"sku\": \"<string>\"\n    }\n  ],\n  \"external_ref\": \"<string>\",\n  \"currency\": \"BRL\",\n  \"operation\": \"SPEI\",\n  \"installments\": 6,\n  \"interest_rate\": 50,\n  \"token\": \"<string>\",\n  \"notify_url\": \"<string>\",\n  \"metadata\": \"<string>\",\n  \"informations\": [\n    {\n      \"key\": \"<string>\",\n      \"value\": \"<string>\"\n    }\n  ],\n  \"traceable\": false,\n  \"ip_address\": \"8.8.8.8\"\n}"

response = http.request(request)
puts response.read_body

{
  "success": true,
  "requestId": "0190a2b4-18a7-7de0-9a43-69b7cf261201",
  "data": {
    "id": "018f1f2e-7b42-7c9a-8d3e-1a2b3c4d5e6f",
    "amount": 100,
    "currency": "ARS",
    "buyer": {
      "id": "018f1f2e-7b42-7c9a-8d3e-1a2b3c4d5e6f",
      "name": "string",
      "email": "developer@example.com",
      "phone": "string",
      "birth_date": "string",
      "document": {
        "type": "DNI",
        "number": "string"
      },
      "address": {
        "street": "string",
        "city": "string",
        "country": "AR"
      }
    },
    "fee": {
      "net_amount": 0,
      "estimated_fee": 0
    },
    "paid_amount": 0,
    "method": "pix",
    "refunded_amount": 0,
    "products": [
      {
        "name": "string",
        "price": 0,
        "quantity": 1
      }
    ],
    "traceable": false,
    "splits": [
      {
        "recipient_id": -9007199254740991,
        "amount": 1,
        "charge_processing_fee": true
      }
    ],
    "status": "authorized",
    "created_at": "2026-07-14T12:00:00.000Z",
    "updated_at": "2026-07-14T12:00:00.000Z"
  }
}

{
  "error": "DUPLICATE_EXTERNAL_REF",
  "message": "A transaction with this external reference already exists",
  "status": 409
}

{
  "error": "<string>",
  "message": "<string>",
  "status": 422
}

{
  "error": "<string>",
  "message": "<string>",
  "status": 500
}

{
  "type": "<string>",
  "title": "<string>",
  "status": 123,
  "detail": "<string>",
  "instance": "<string>"
}